Overview
To earn the Certificate in Retirement Essentials, learners must complete three required courses, which are delivered in an online interactive format with integrated exams. The three courses:
- Provide foundational knowledge to help employees understand the retirement system and industry, including regulations that apply, the three pillars for retirement resources, products for saving and investing, and retirement planning
- Describe tax issues related to retirement savings and how various retirement plans and products work in the accumulation and decumulation stages
Topics
- The Retirement System
- Pillar I: Basic Government Pension/Social Security
- Pillar II: Workplace Retirement Plans
- Pillar III: Individual Financial Resources
- The Pre-Retirement Life Stage
- The Retirement Life Stage
- Financial Education and Planning
- Types of Investments, Returns, and Risks
- Annuities
- Portfolio Creation and Management